Gurnik Singh - Mortgage Broker understands that a low credit score shouldn’t stop you from owning a home. With the right approach, you can qualify for a bad credit mortgage Vancouver. Alternative lenders offer flexible options to help buyers with financial challenges. While a higher down payment may be required, homeownership is still within reach. Improving your financial habits can also lead to better mortgage terms in the future. If you’ve been turned down by banks, don’t lose hope—there are still great options available to secure the home you want.